Automated Teller Machines have become our primary destination for making banking transactions. Often though, these machines are located outside of traditional banking environments and forgo the safety they provide. As a result, it is up to us to make sure our use of ATM’s are safe in order to prevent fraud and theft. Here are a few helpful tips from the Bergen County Sheriff’s Office and the ATM Crime Prevention Program to remember when using ATM’s:
Do not select an ATM at the corner of a building. Corners create a blind area in close proximity to the customer’s transaction. Select an ATM located near the center of a building. An ATM further from the corner reduces the element of surprise by an assailant and increases effective reaction time by the user;
Select an ATM that is in a well-lighted location;
Whenever possible, select an ATM that is monitored or patrolled by a security officer;
Maintain a small supply of deposit envelopes at home, in your car or office. Prepare all transaction paperwork prior to your arrival at the ATM site. This will minimize the amount of time spent at the ATM;
Maintain an awareness of your surroundings throughout the entire transaction. Do not become so involved with your transaction that you are not aware of changing conditions around you;
Memorize your Personal Identification Number (PIN). Do not write it down or keep it in your wallet or purse. Do not tell anyone else your PIN;
Shield the ATM keypad from anyone who may be standing or parked nearby or anyone crowding you in an attempt to view your transaction. This may be an attempt to determine your PIN or they may be waiting for you to throw your transaction receipt away;
Make sure you retain your transaction receipt. Do not throw the receipt away at the ATM site and immediately report any stolen or lost ATM card to the proper entities.
Always remember, no matter where you go or what you do, no one will place a higher priority on your safety than you. Follow these tips to make sure that Automatic Teller Machines remain places of convenience rather than targets for crime.